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Guide

How to Hire a Fire Damage Restoration Company

A checklist for choosing a fire damage restoration company: license, insurance, training, written scope and red flags.

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Tell the operator your city, what happened and whether the fire department has cleared the building. You will be connected with a local provider that covers your area.

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  • Give your city and ZIP code
  • Say what happened and whether the fire is out
  • Ask the company about its license and insurance

Updated October 2026. General information, not legal, insurance or engineering advice.

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Quick answer

Confirm license where required, proof of liability insurance, IICRC fire and smoke training, a written scope and a clear explanation of billing. Be cautious of anyone who demands large upfront payment or pressures you to sign immediately.

What to verify

  • License. Rules differ by state and city. Ask if a license is required and confirm it with the licensing office.
  • Insurance. Request proof of general liability and workers compensation coverage.
  • Training. Ask whether technicians hold IICRC fire and smoke damage training and whether the company follows ANSI/IICRC S700.
  • References and history. Ask for recent customers you can contact and check complaints with consumer protection offices.
  • Written scope. A detailed estimate or work plan before work starts.

Questions to ask

  • Who will be on site and who is my contact?
  • How will you protect areas that are not damaged?
  • Will you work directly with my insurance adjuster?
  • How do you handle contents and pack out?
  • What is the expected timeline and what could change it?
  • What warranty or follow up inspection do you provide?

Red flags

  • Unsolicited visits right after a fire with no verifiable details
  • Large upfront payment demands
  • Reluctance to share license or insurance information
  • Vague scopes and no written contract
  • Pressure to sign over insurance rights without explaining what that means

About this site

Fire Damage Restoration USA is a referral service, not a contractor. We connect your call to an independent local company, and you should review that company using this checklist before agreeing to any work. See our referral disclosure for how it works.

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