Fire Damage Restoration in Michigan

Quick answer

After a fire in Michigan, wait for the fire department to clear the building, protect the property, photograph the damage, call your insurer and call (833) 917-4160. A local company can then explain how soot, smoke and water cleanup will work.

Fire damage in Michigan

Cold winters push heating equipment, chimneys and space heaters, and older housing in some neighborhoods raises electrical and wiring concerns. Wildfire and brush fire smoke can affect parts of Michigan in dry seasons. If smoke reached your home, see our wildfire smoke damage cleanup page.

Nationally, cooler months are the busiest time for house fires. NFPA research for 2013 to 2017 found that November through March accounted for 47 percent of home structure fires, so heating equipment, chimneys and electrical loads deserve attention before winter.

Main cities we cover in Michigan

Grand Rapids, MI Lansing, MI Detroit, MI Flint, MI Kalamazoo, MI Ann Arbor, MI Midland, MI Warren, MI Dearborn, MI Farmington, MI Muskegon, MI Southfield, MI Troy, MI Livonia, MI Sterling Heights, MI Ada, MI Bloomfield Hills, MI East Lansing, MI

Services available across Michigan

Insurance and licensing in Michigan

Many standard homeowners, renters and commercial policies cover fire, smoke and firefighting water, but limits, deductibles and exclusions differ. Your Michigan insurance regulator can explain how claims should be handled, and you can find it in the NAIC directory. Find yours through the NAIC state insurance department directory. Contractor licensing rules differ by state and city, so ask each company what applies to your project and verify it.

Find your Michigan city

We list 466 cities and 688 ZIP codes in Michigan.

Allegan County

Barry County

Benzie County

Clare County

Clinton County

Crawford County

Eaton County

Genesee County

Grand Traverse County

Gratiot County

Huron County

Ingham County

Ionia County

Isabella County

Kalamazoo County

Kalkaska County

Kent County

Lake County

Lapeer County

Macomb County

Manistee County

Mason County

Mecosta County

Midland County

Monroe County

Montcalm County

Muskegon County

Newaygo County

Oakland County

Oceana County

Ottawa County

Roscommon County

Sanilac County

St. Clair County

Tuscola County

Washtenaw County

Wayne County

Wexford County

Questions about fire damage in Michigan

Who does fire damage cleanup in Michigan?

An independent local restoration company that covers your Michigan location and sets its own pricing. Fire Damage Restoration USA is a referral service that connects your call.

Does homeowners insurance in Michigan cover fire damage?

Many standard policies cover fire, smoke and the water used to put out a fire, and some also cover living expenses while the home is unlivable. Limits and deductibles vary. Contact your insurer and, if you have questions about claim handling, your Michigan insurance regulator.

How do I check a restoration contractor in Michigan?

Licensing rules differ by state and city. Ask the company whether a license is required for this work where you live, request the license number and proof of liability insurance, and confirm both with your Michigan or local licensing office. Ask whether technicians hold IICRC fire and smoke training.

Where do I get a fire report in Michigan?

Ask the fire department that responded. In some places that is a city department, and in others a county, district or volunteer department. Ask for the incident number as well.

Which Michigan cities do you cover?

We list 466 cities and 688 ZIP codes in Michigan. Browse the list on this page or call (833) 917-4160 and the operator will confirm your ZIP code.